The poet begins by calling all peoples, all inhabitants of the world, low and high, rich and poor: hear this. His mouth will speak wisdom and the meditation of his heart will be understanding. He will incline his ear to a proverb and solve his riddle on the lyre.
He asks why he should fear in times of trouble, when evil surrounds him, before those who trust in their wealth and boast of their great riches. Truly no man can ransom another or give to God the price of his life, for the ransom of life is costly and can never suffice, that he should live on forever and never see the pit. It is plain that even the wise die; the fool and the senseless alike perish and leave their wealth to others. Their graves are their homes forever, though they called their lands by their own names. But man in his pomp will not remain; he is like the beasts that perish.
This is the path of those who have foolish confidence; like sheep they are appointed for Sheol, and death shall be their shepherd. But the psalmist trusts: God will ransom my soul from the power of Sheol, for he will receive me. Be not afraid when a man becomes rich, when the glory of his house increases, for when he dies he will carry nothing away. Though in his lifetime he counts himself blessed and people praise him when he does well for himself, he will go to the generation of his fathers and never again see light. Man in his pomp yet without understanding is like the beasts that perish.